The road-death multiplier for foreign pensioners
WHO 2023 baseline ×2 foreigner factor ×2.5 age vulnerability: a 67-year-old UK scooter rider in Thailand carries ~53× home-country road-death exposure. The arithmetic, not the warning.
Tag
insurance
3 pieces
The pre-existing condition cliff at renewal
The IPMI brochure says renewable to 99. The renewal letter, after a Type 2 diabetes diagnosis at 62, says four things instead. None of them say the brochure was wrong.
The Medical Evacuation Cost Curve
Verified 2026 air-ambulance route prices, what IPMI evacuation cover actually does (Singapore, not home), the age curve that thins at 75 and dissolves at 85, and the line where evacuation is the wrong call.