The reality-check tools
Three deterministic, in-browser models. No account, no data leaves your device. Every assumption is shown and editable — that transparency is the point. None of this is advice.
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The hero
Failure-Mode Wizard
Four short steps about your situation → a ranked map of which documented failure modes you are most exposed to, each linked to the piece that quantifies it. The dark stats, about you.
Open the tool → -
The model, interactive
Cost-of-Aging Calculator
A by-city projection that includes the curve no cost-of-living calculator does: healthcare escalation by age, the insurance step at 70 and 75, the long-term-care tail, under an FX-decline scenario. Finds the year your margin reaches zero.
Open the tool → -
The dark-honest one
Vices Wizard
A non-judgmental, multi-year cost estimate of the expat financial bleed the dream content never prices — answered a few private questions at a time — and how many years it pulls your "margin reaches zero" date forward. It states the cost and stops.
Open the tool →